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Florida Business Insurance

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Contact Us for a Free Quote

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Florida Business Owner

[/vc_column_text][vc_empty_space][vc_column_text]As a business owner, you are responsible for your own financial success, as well as the livelihood of your employees. Plus, you’re an important part of Florida’s economy. Strassman Insurance Group offers a Business Owners Policy (BOP) that is customized to meet the needs of your specific business, combining property insurance and liability coverage into a convenient policy. We give you the peace of mind to focus on achieving your goals.

 

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What does Florida Business Insurance Cover?

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Accounts receivable

 This comes standard with your BOP, and provides coverage for the increased cost of collecting payments – as well as the expense of reestablishing accounts receivable records – in the event of a loss, such as a fire that destroys your billing records.[/vc_column_text][vc_empty_space][vc_column_text]

Valuable papers and records

Also standard with your BOP, this covers damage/destruction of important business documents.

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Property in transit or off premises 

Helps protect your property while it’s being transported to another location or while off of company property.

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Spoilage coverage

Covers against loss of perishable items due to a power outage.

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Building and personal property 

Protects your building and/or business personal property against loss from such destructive events as fire on a replacement cost basis set by the policy limits you select.[/vc_column_text][vc_empty_space][vc_column_text]

Business income and extra expense

Provides for income loss and expenses while your business is closed due to a covered loss, and can help with expenses related to setting up a temporary location while repairs are made.

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Computer fraud and funds transfer fraud 

Provides for loss directly related to the use of any computer to fraudulently transfer funds, securities, etc.

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Business property; loss of cash due to theft, robbery or destruction 

Covers property damage and loss of contents incurred as the result of a criminal act; covers against the loss of money or securities. Also covers against the loss of customer goods on your property.

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Electronic data 

Covers repairing and restoring data compromised by malicious code that damages or destroys any part of your computer system.

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Optional data compromise protection

provides case management, legal support, credit monitoring and legally required notifications in the case of a data breach resulting the loss or theft of customers’ personal information.

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Employee dishonesty 

Optional coverage that provides protection in the event an employee commits theft of money or property from your business.

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Florida Business liability insurance provides protections in the following categories

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Employment practices

[vc_column_text]Optional coverage for wrongful termination, sexual harassment or discrimination lawsuits. Your coverage is based on a per-loss limit and an annual limit.[/vc_column_text]

Employers non-owned auto liability

[vc_column_text]Optional coverage helps protect against liability as the result of an employee’s use of their own car while conducting business for your company.[/vc_column_text]

Products and completed operations

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Provides coverage for lawsuits filed claiming injury or illness caused by products you sold, distributed, produced or handled.

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Data Compromise

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Optional coverage provides for case management, legal support, credit monitoring and legally required notifications in the case of a data breach resulting the loss or theft of customers’ personal information.

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General liability

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Provides coverage for damages awarded to lawsuit plaintiffs due to an injury received while on your property. Your coverage is based on a per-loss limit and an annual limit.

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